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Australia’s mortgage burden is now above 1989 levels – when interest rates were 17%

KPMG analysis rebuts claims older generations had it harder when it came to buying and paying off a home

Australia’s national mortgage burden is heavier now than it was when lending rates reached 17% at the end of the 1980s, new analysis reveals.

Terry Rawnsley, an urban economist at KPMG, said his research was in part a “myth-busting” exercise aimed at rebutting oft-repeated claims that previous generations had it harder when it came to buying and paying off a home.

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Jul 1, 2026 Housing Australian economy Consumer affairs
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Australia’s mortgage burden is now above 1989 levels – when interest rates were 17% Housing Jul 1, 2026 Australia’s mortgage burden is now above 1989 levels – when interest rates were 17% KPMG analysis rebuts claims older generations had it harder when it came to buying and paying off a homeGet our breaking news email, free app or daily news podcastAustralia’s national mortgage burden is heavier now th...
Australia’s mortgage burden is now above 1989 levels – when interest rates were 17%

KPMG analysis rebuts claims older generations had it harder when it came to buying and paying off a homeGet our breaking news email, free app or daily news podcastAustralia’s national mortgage burden is heavier now th...

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